Risk Profile Questionnaire

Attain all 10 MCQ to know your Risk Profililing:

A What would you consider "most important" with respect to your investments?
1 Low Risk with Low Returns
2 Moderate Risk with Moderate Returns
3 High Risk with High Returns

B You are on a TV show and can choose one of the following. Which one would you choose?

1 Rs. 10,000 in cash (guaranteed)
2 A 50% chance of winning Rs. 1 lac
3 A 10% chance of winning Rs. 10 lacs

C Your portfolio unexpectedly drops 30% in 3 months. What would you do?
1 Sell most of your holdings and stop your SIP
2 Do nothing - adopt a wait and watch strategy
3 Invest more in the market to take advantage of the reduced prices

D Your Financial Goals are predominantly
1 Short Term (< 3 years)
2 Medium Term (3 to 7 years)
3 Long Term (> 7 years)

E What is the first thought to cross your mind, when you invest your money?
1 I should not lose my money
2 This should not turn out to be a bad investment
3 I know this is a good decision

F How would you feel if the performance of your recent investments are below expectations
1 Very upset
2 Uneasy, but hope that it will improve in the future
3 Not upset because I know that all investments carry Risk

G Your personal investment objectives and financial goals are best described as:
1 Protect and preserve my capital
2 Produce a regular and stable income stream
3 Deliver high capital growth over longer-term are subject to high risk and volatility

H Your "cash need" is best described as:
1 My investments support my daily cash needs
2 I have regular income to support my daily cash needs, however, I appreciate the extra cash flow
3 My investment is for capital growth in the long term hence I don’t bother about interim payouts

I When you are looking for an instrument to invest in, what do you care about more?
1 Minimizing Losses
2 Both Equally
3 Maximizing Gains

J Please select the profile that best describes your willingness to accept losses on your portfolio
1 I am prepared to accept between 0% to 10% capital losses only
2 I am prepared to accept up to 20% capital losses only
3 I am willing to accept greater than 30% capital losses for the prospect of higher returns

Assign the score for each question as 1, 2, or 3 and aggregate to find out your final score.

Score Range	Investor Category	Risk	Debt %	Equity %
10-13	Conservation	Low	90%	10%
14-17	Conservation to Medium	Low to Medium	75%	25%
18-22	Medium	Balanced	50%	50%
23-27	Medium to Aggressive	Medium to High	25%	75%
28-30	Aggressive	High	10%	90%