In personal finance, it's very important to understand the difference between your NEEDS and your WANTS. Many people fail to distinguish the difference just like they don't understand what is an asset and what is a liability.
Therefore, because of the instant gratification and temptation, people end up buying the WANTS which eventually pull them down from their financial independence ladder.
Always focus on your NEEDS first, and after saving (investing) enough for your future goals go on spending on WANTS whatever is left.
To acquire Financial Freedom, you have to be very disciplined, consistent, and conviction in what you do. It's not an overnight process nor you get results in a short span of time.
अगर आपका अपने पैसे पर नियंत्रण नहीं है… तो फिर और अधिक पैसा कमाने से कोई फायदा नहीं, कियोंकि पैसों के साथ साथ खर्चे भी बढ़ते रहेंगे !
सैलरी SIP में जानी चाहिये, EMI में नहीं !
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